Doug was turning 65 and exploring his Medicare options. He retired a couple of years ago, has been getting social security checks, and was added to the group health insurance plan through his wife’s employer. Adding him to her plan costs several hundred dollars per month in additional premium.

We reviewed all the details about Medicare Advantage and Medicare supplement plans, and Doug decided Medicare Advantage is a better fit for him. Paying the $148.50 per month Part B premium (2021 price) and getting a Medicare Advantage and Prescription Drug plan that includes dental, vision, and hearing benefits will cost him substantially less than what his wife’s employer is charging, so he plans to drop her group health insurance and just have Medicare Advantage.